First Time Home Ownership A Journey to the American Dream Each step along the way will get you closer to your goal of home ownership. How to get your first home! Mortgage Pre-qualification The first step in most first time home owners is finding out if they can get a mortgage. Applying for a mortgage pre-qualification is the first step in getting a home loan. Basically, you just give us your name, phone number, and some basic information and lender will give you a general idea of how much you can borrow.
