Mortgage Brokers

Mortgage Brokers

They Find the best real estate loans and mortgages


Why Use a Broker?

They Find the best real estate loans and mortgages.  Independent mortgage brokers work for their client the borrower.  The help people find the best mortgages from a broad source of lenders. Professional mortgage brokers are one of the key strategies used by sophisticated borrowers.

What is a Mortgage Broker?

A mortgage broker is an independent real estate financing professional who specializes in the origination of residential mortgage loans. A mortgage broker works with on average as many as 40 lenders at any one time.

Using their professional expertise combined with direct access to hundreds of mortgage loans, a mortgage broker provides the most expert way to obtain real estate financing. They personalized their client’s specific financial objectives then match that to a specific loan program. This way the mortgage broker’s client receives a mortgage that match their goals and objectives.

What Do Mortgage Brokers Do?

Mortgage brokers can serve as safeguards, offering their clients security, safety, and peace of mind. One of the broker's most important functions is managing your loan application through the entire process, constantly watching the component transactions for possible breakdowns. A professional mortgage broker can examine data and program options, researching current market conditions to find the most accurate and up-to-date information about the best cost-effective loan options for their client.

Independent mortgage brokers server their client throughout the mortgage transaction

There are literally thousands of variables that can affect the outcome of your mortgage transaction. That's why you need a mortgage broker to act as a liaison between the title and escrow company, real estate agent, lender, appraiser, credit agency, the underwriters, the processors, attorneys, and any other services which may affect your transaction.

A mortgage broker also:

•             Discusses and explains financing program options

•             Informs you, in writing, of lock-in options

•             Explains all documents of the loan application

•             Explains all associated costs of the loan application

•             Explains the disbursement of all loan applications

•             Explains the loan process, from application to closing

•             Provides you with a good faith estimate of cost and fees

•             Communicates with you throughout the loan process in a timely manner

•             Coordinates the final closing of your transaction


The financial issues associated with buying a home are the reasons why most people succeed or fail. As a former mortgage broker I’ve helped many clients deal with the home buying financial issues properly. They are now home owners. I also saw people struggle with the money issues of buying a home. They were not financially prepared to buy a house. The frustration issue many times was that they did not understand the financial issues to buy a home. So, I was driven to create this Home Buyer’s Financial Guide.


DRE # 01923081

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Dan Parisi is a real estate professional with a California broker license and advanced real estate training as a C-REPS Certified Real Estate Pricing Specialists. He is a Realtor and a Sacramento Probate and Trust Realtor that is a Certified Probate Real Estate Specialist (CPRES) by California Association of Realtors. He is an experienced real estate investor. His dba real estate company is Coffee Real Estate. Dan Parisi helps first time home buyers, move up house buyers Dan Parisi helps home owners sell their property for cash “as is” condition or for top dollar home buyer prices. Dan Parisi is a knowable and experienced real estate marketer. He was a mortgage broker helping people get the best loans. How can Dan Parisi help you?